What Makes Us Different?

Financial Planning

A financial planner plays a number of important roles including partner, guide, accountability coach, and educator.

As a partner and guide we walk alongside you as you pursue your goals and we help keep you accountable for achieving your objectives.

Along the way we break down complex concepts to their simple components in an effort to help you understand your financial life and make better decisions.

The only certainty is that things will change over time. That’s why we believe that a long-term relationship built on mutual trust and respect is the best way for YOU to realize long term wealth and achieve your goals and objectives.

Our monthly retainer model was designed to allow us to engage with clients who are passionate about their goals, regardless of their net worth, income or investable assets and gives our clients ongoing access to a financial planner, which we feel is critical to achieving YOUR goals and objectives.

Virtual Meetings

MLS Financial Planning was founded on the idea that today's financial planning clients aren't all looking for a stereotypical advisor complete with coat, tie and gigantic mahogany desk.

More than ever, you're looking for an advisor who's flexible and who can work with you on your terms.

That's why we conduct the vast majority of our meetings virtually.

Our cutting-edge software allows us to work with clients, at their convenience, with no travel time, all while cutting costs to bring planning to a broader audience.

Investment Management

While Asset Management is a critical component of every financial plan, our philosophy regarding investment management is the same as other areas of the financial planning process such as tax planning, insurance planning, estate planning, etc., meaning we will give you general guidance and work with you and your other trusted advisers to achieve your goals and objectives.

Our goal is to educate you so that you have the confidence to either manage your investments yourself, or if you choose to outsource this function, you are in the best position to oversee the provider(s) that you choose.

We will provide general guidance and education on diversification, asset allocation, risk tolerance, passive vs. active management, etc.

We believe that, for the most part, the market is relatively efficient. We don't think you, us or anyone else for that matter can with any consistency or precision forecast the relative performance of the market over an extended period of time and therefore with a little knowledge and guidance you can more effectively (both cost and results) outsource this function to someone that spends their entire day thinking about this.

This is no different than working with tax experts, lawyers, insurance experts, etc.

This philosophy puts our relationship in the best position to avoid conflicts of interest and help you achieve your goals and objectives.