facebook twitter instagram linkedin google youtube vimeo tumblr yelp rss email podcast blog search brokercheck brokercheck

Major Areas Typically Covered

Financial planning services can cover a number of topics, including financial questions, concerns, challenges, and opportunities.

Here is a sample of the major areas typically covered.

  • Goal Creation

    • What are your 12 month, 5, 10+ year goals?
    • Are you on track to achieve them?
    • Who holds you accountable for these goals?

  • Retirement

    • What does retirement mean to you?
    • How much money do you need to retire?

  • Income/Expense Planning

    • Does your income support your lifestyle? 
    • Are you spending intelligently?
    • How much do you need for emergencies?

  • Insurance

    • Do you need life and/or disability insurance?

  • Career

    • Do you enjoy your job? Why or why not?
    • Are there ways for you to adjust or change it?

  • Debt Management

    • How do you prioritize which debt to pay down first?
    • Should you be paying more or saving/investing?

  • Housing

    • Should you buy or continue to rent?
    • How do you determine your down payment?
    • When should you refinance your mortgage?

  • Education Planning

    • How much should you be saving for college?

  • Estate Planning

    • What documents do you need in place now?